Best Cd Rates 2025 New Jersey. Find the best cd rates by comparing national and local rates. Best cd rates of january 2025.

The highest cd rates today reach 5.37% apy, but the key is to find the best cd rate that matches a term that fits your financial needs. Banks and credit unions operating in new jersey and serving the residents therein, are currently featuring higher cd rates and apys than what we find at the national level.